<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Default landing — guests without ?lang= get geo/browser detection (en fallback) -->
  <url>
    <loc>https://kestrelindex.com/</loc>
    <lastmod>2026-06-02</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Landing UI copy (ko) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ko</loc>
    <lastmod>2026-06-02</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://kestrelindex.com/legal/tos</loc>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://kestrelindex.com/legal/privacy</loc>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://kestrelindex.com/legal/cookies</loc>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
</urlset>
