<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Default landing — guests without ?lang= get geo/browser detection (en fallback) -->
  <url>
    <loc>https://kestrelindex.com/</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Landing UI copy (en) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=en</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (en-IN) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=en-IN</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (de) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=de</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (fr) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=fr</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (es) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=es</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (it) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=it</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (pl) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=pl</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (tr) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=tr</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (ru) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ru</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (pt) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=pt</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (id) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=id</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (ms) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ms</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (th) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=th</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (vi) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=vi</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (ja) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ja</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (ko) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ko</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (zh) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=zh</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (zh-TW) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=zh-TW</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (ar) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ar</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (he) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=he</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (hi) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=hi</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (bn) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=bn</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (nl) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=nl</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (sv) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=sv</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (cs) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=cs</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (el) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=el</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (hu) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=hu</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (ro) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ro</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (uk) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=uk</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (fa) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=fa</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (ta) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=ta</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (nb) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=nb</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (da) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=da</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (fi) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=fi</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (hr) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=hr</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (sk) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=sk</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (bg) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=bg</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (sl) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=sl</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (lt) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=lt</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Landing UI copy (et) — server SEO inject -->
  <url>
    <loc>https://kestrelindex.com/?lang=et</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>daily</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://kestrelindex.com/legal/tos</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://kestrelindex.com/legal/privacy</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>

  <url>
    <loc>https://kestrelindex.com/legal/cookies</loc>
    <lastmod>2026-06-22</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
</urlset>
